:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --surface-2: #eef3f9;
  --text: #152033;
  --muted: #5d6a7b;
  --primary: #114a8b;
  --primary-2: #0f7a8a;
  --accent: #f3a83b;
  --border: rgba(21, 32, 51, 0.12);
  --shadow: 0 18px 45px rgba(17, 74, 139, 0.12);
  --radius: 22px;
  --radius-sm: 16px;
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, Arial, sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f7f9fc 0%, #eef4f9 100%);
  line-height: 1.6;
}
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }
.container { width: min(var(--max), calc(100% - 2rem)); margin: 0 auto; }
.site-header {
  position: sticky; top: 0; z-index: 20;
  backdrop-filter: blur(14px);
  background: rgba(244, 247, 251, 0.9);
  border-bottom: 1px solid rgba(21,32,51,0.08);
}
.navbar { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1rem 0; }
.brand { display:flex; align-items:center; gap:.9rem; font-weight: 800; color: var(--text); }
.brand-mark {
  width: 48px; height: 48px; border-radius: 14px;
  background: linear-gradient(135deg, var(--primary), var(--primary-2));
  position: relative; box-shadow: var(--shadow);
}
.brand-mark::before, .brand-mark::after {
  content: ''; position: absolute; background: rgba(255,255,255,.92); border-radius: 999px;
}
.brand-mark::before { width: 24px; height: 24px; inset: 12px auto auto 12px; clip-path: polygon(0 42%, 100% 0, 100% 100%, 0 100%); }
.brand-mark::after { width: 12px; height: 20px; inset: 14px 10px auto auto; }
.brand-text small { display:block; font-size:.72rem; color: var(--muted); font-weight:600; letter-spacing:.08em; text-transform:uppercase; }
.brand-text span { display:block; font-size:1.08rem; }
.nav-links { display:flex; flex-wrap:wrap; gap:1rem; align-items:center; justify-content:flex-end; }
.nav-links a { color: var(--text); font-weight: 600; font-size: .97rem; }
.nav-cta {
  display:inline-flex; align-items:center; justify-content:center;
  padding: .8rem 1.1rem; border-radius: 999px; color:#fff !important;
  background: linear-gradient(135deg, var(--primary), var(--primary-2)); box-shadow: var(--shadow);
}
.hero { padding: 2.2rem 0 4rem; }
.hero-grid { display:grid; grid-template-columns: 1.02fr .98fr; gap: 2rem; align-items: center; }
.eyebrow {
  display:inline-flex; align-items:center; gap:.55rem; padding:.42rem .8rem; border-radius:999px;
  background:#eaf2fb; color:var(--primary); font-size:.82rem; font-weight:800; text-transform:uppercase; letter-spacing:.06em;
}
.hero h1 { font-size: clamp(2.4rem, 5vw, 4.7rem); line-height: 1.02; margin: 1rem 0; letter-spacing: -.04em; }
.hero p { font-size: 1.05rem; color: var(--muted); max-width: 58ch; }
.hero-actions { display:flex; flex-wrap:wrap; gap:1rem; margin-top: 1.5rem; }
.button {
  display:inline-flex; align-items:center; justify-content:center; padding: .95rem 1.3rem;
  border-radius: 999px; border: 1px solid transparent; font-weight: 700; transition: .2s ease;
}
.button-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color:#fff; box-shadow: var(--shadow); }
.button-secondary { background: #fff; color: var(--text); border-color: var(--border); }
.button:hover { transform: translateY(-1px); text-decoration:none; }
.hero-card {
  position: relative; min-height: 560px; border-radius: 30px; overflow:hidden; box-shadow: var(--shadow);
  background:
    linear-gradient(180deg, rgba(8,14,28,0.05) 0%, rgba(8,14,28,0.4) 100%),
    url('https://images.unsplash.com/photo-1503376780353-7e6692767b70?auto=format&fit=crop&w=1400&q=80') center/cover;
}
.hero-badge {
  position:absolute; left: 1.25rem; right: 1.25rem; bottom: 1.25rem; background: rgba(255,255,255,.93);
  border:1px solid rgba(255,255,255,.8); border-radius: 24px; padding: 1.15rem; display:grid; grid-template-columns: repeat(3,1fr); gap:1rem;
}
.metric strong { display:block; font-size: 1.25rem; }
.metric span { color: var(--muted); font-size:.92rem; }
.section { padding: 4rem 0; }
.section-alt { background: rgba(255,255,255,.58); border-top: 1px solid rgba(17,74,139,.06); border-bottom: 1px solid rgba(17,74,139,.06); }
.section-head { max-width: 700px; margin-bottom: 2rem; }
.section-head h2 { font-size: clamp(2rem, 3vw, 3rem); line-height:1.08; margin:0 0 .75rem; letter-spacing:-.03em; }
.section-head p { color: var(--muted); margin: 0; }
.card-grid { display:grid; grid-template-columns: repeat(3, 1fr); gap:1.4rem; }
.card {
  background: var(--surface); border:1px solid var(--border); border-radius: var(--radius); padding: 1.5rem; box-shadow: 0 12px 30px rgba(22,35,58,.04);
}
.card h3 { margin-top:.5rem; margin-bottom:.5rem; font-size:1.2rem; }
.card p { color: var(--muted); margin:0; }
.icon {
  width: 52px; height: 52px; border-radius: 16px; display:grid; place-items:center; font-weight:800;
  background: linear-gradient(135deg, #eaf2fb, #e7f7f9); color: var(--primary);
}
.split { display:grid; grid-template-columns: .95fr 1.05fr; gap:2rem; align-items:center; }
.image-panel {
  border-radius: 28px; min-height: 450px; overflow:hidden; box-shadow: var(--shadow);
  background:
    linear-gradient(180deg, rgba(10,23,44,.08), rgba(10,23,44,.18)),
    url('https://images.unsplash.com/photo-1511919884226-fd3cad34687c?auto=format&fit=crop&w=1400&q=80') center/cover;
}
.feature-list { display:grid; gap:1rem; }
.feature-item { background: rgba(255,255,255,.84); border:1px solid var(--border); border-radius: 18px; padding: 1rem 1.1rem; }
.feature-item h3 { margin:.1rem 0 .35rem; font-size:1.05rem; }
.feature-item p { margin:0; color:var(--muted); }
.steps { display:grid; grid-template-columns: repeat(4, 1fr); gap:1.2rem; }
.step { position:relative; background:#fff; border:1px solid var(--border); border-radius: 20px; padding:1.3rem; }
.step-number {
  display:inline-grid; place-items:center; width: 42px; height:42px; border-radius: 50%; margin-bottom: .8rem;
  background: linear-gradient(135deg, var(--primary), var(--primary-2)); color:#fff; font-weight:800;
}
.band {
  background: linear-gradient(135deg, #12305f, #0f6a82); color: #fff; border-radius: 30px; padding: 2rem; display:grid; grid-template-columns: 1.3fr .7fr; gap:1.5rem; align-items:center;
}
.band p { color: rgba(255,255,255,.84); }
.band .button-secondary { background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.26); color:#fff; }
.faq-list { display:grid; gap:1rem; }
.faq-item { background:#fff; border:1px solid var(--border); border-radius:20px; padding:1.2rem 1.3rem; }
.faq-item h3 { margin:.1rem 0 .45rem; font-size:1.05rem; }
.faq-item p { margin:0; color:var(--muted); }
.page-hero { padding: 3rem 0 2rem; }
.page-hero-inner {
  border-radius: 30px; padding: 2.5rem; background: linear-gradient(135deg, #10386b, #115b7d); color:#fff; box-shadow: var(--shadow);
}
.page-hero-inner p { color: rgba(255,255,255,.86); max-width: 62ch; }
.two-col { display:grid; grid-template-columns: 1.1fr .9fr; gap:2rem; align-items:start; }
.content-card, .form-card {
  background:#fff; border:1px solid var(--border); border-radius: 24px; padding: 1.5rem; box-shadow: 0 12px 35px rgba(22,35,58,.05);
}
.content-card + .content-card { margin-top: 1.25rem; }
.content-card h2, .form-card h2 { margin-top: 0; }
.content-card p, .content-card li, .form-card p { color: var(--muted); }
.content-card ul { padding-left: 1.2rem; }
label { display:block; font-weight:700; margin-bottom:.45rem; }
input, textarea, select {
  width:100%; padding: .95rem 1rem; border-radius: 14px; border:1px solid rgba(21,32,51,.16); background:#fff;
  font: inherit; color: var(--text);
}
textarea { min-height: 140px; resize: vertical; }
.form-grid { display:grid; gap:1rem; }
.checkbox-group { display:grid; gap:.85rem; margin: 1rem 0; }
.checkbox {
  display:flex; gap:.85rem; align-items:flex-start; padding: 1rem; border:1px solid var(--border); border-radius: 16px; background:#f9fbfd;
}
.checkbox input { width: 20px; height:20px; margin-top: .1rem; }
.checkbox strong { display:block; color: var(--text); }
.checkbox span { color: var(--muted); font-size:.95rem; }
.note { font-size:.92rem; color:var(--muted); }
.site-footer { background: #0c1728; color: rgba(255,255,255,.84); padding: 3.25rem 0 2rem; margin-top: 4rem; }
.footer-grid { display:grid; grid-template-columns: 1.1fr .8fr .8fr; gap:2rem; }
.site-footer a { color: rgba(255,255,255,.92); }
.site-footer p, .site-footer li { color: rgba(255,255,255,.72); }
.footer-links { list-style:none; padding:0; margin:0; display:grid; gap:.55rem; }
.footer-meta { margin-top: 1.8rem; padding-top: 1.2rem; border-top:1px solid rgba(255,255,255,.12); font-size:.95rem; }
.kicker { text-transform: uppercase; letter-spacing: .08em; font-size: .78rem; font-weight: 800; color: var(--accent); }
.inline-photo {
  min-height: 320px; border-radius: 24px; overflow:hidden; margin-top: 1rem;
  background: linear-gradient(180deg, rgba(10,23,44,.08), rgba(10,23,44,.12)), url('https://images.unsplash.com/photo-1549399542-7e3f8b79c341?auto=format&fit=crop&w=1200&q=80') center/cover;
}
@media (max-width: 1024px) {
  .hero-grid, .split, .two-col, .band, .footer-grid { grid-template-columns: 1fr; }
  .card-grid, .steps { grid-template-columns: repeat(2,1fr); }
  .hero-card { min-height: 480px; }
}
@media (max-width: 720px) {
  .nav-links { display:none; }
  .card-grid, .steps, .hero-badge { grid-template-columns: 1fr; }
  .hero h1 { font-size: 2.35rem; }
  .page-hero-inner, .band, .card, .content-card, .form-card { padding: 1.25rem; }
  .container { width:min(var(--max), calc(100% - 1rem)); }
  .section { padding: 3rem 0; }
}